Updated: 1/1/2025

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Welcome to the KA Insurance Partners website (“Website”). By accessing or using this Website, you (“user,” “you,” or “your”) agree to be bound by these Terms of Service (“Terms”). Please read them carefully before using the Website. If you do not agree with these Terms, you must not use the Website.

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1. Use of the Website

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You must be at least 18 years old to use this Website.

You agree to use the Website only for lawful purposes and in accordance with these Terms.

You may not use the Website in any manner that could disable, damage, or impair the Website or interfere with others’ use of it.

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2. No Guarantee of Coverage or Quotes

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Any insurance quotes or information provided on this Website are for informational purposes only and do not constitute a binding offer of coverage. Final terms, conditions, and premiums are subject to underwriting and approval by the applicable insurance carrier.

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3. Intellectual Property Rights

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All content on this Website, including text, graphics, logos, images, and software, is the property of KA Insurance Partners or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works from any Website content without prior written permission.

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4. Privacy

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Your use of the Website is also governed by our [Privacy Policy]([Insert Privacy Policy Link]). By using the Website, you consent to the collection and use of your information as described in that policy.

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5. Third-Party Links

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The Website may contain links to third-party websites. These links are provided for convenience only. KA Insurance Partners has no control over, and is not responsible for, the content or practices of third-party sites.

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6. Disclaimers

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The Website and its content are provided “as is” without warranties of any kind, either express or implied.

KA Insurance Partners does not guarantee that the Website will be error-free, uninterrupted, or free of viruses.

We are not responsible for any reliance you place on information provided on the Website.

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7. Limitation of Liability

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To the fullest extent permitted by law, KA Insurance Partners, its affiliates, and their employees, agents, and representatives shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of or relating to your use of the Website.

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8. Indemnification

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You agree to defend, indemnify, and hold harmless KA Insurance Partners and its affiliates from and against any claims, liabilities, damages, judgments, costs, and expenses (including attorneys’ fees) arising from your violation of these Terms or your use of the Website.'

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9. Changes to the Terms

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We may update these Terms from time to time. Any changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

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10. Governing Law

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These Terms and your use of the Website are governed by the laws of the State of [Insert State], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in [Insert County/State].

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11. Contact Information

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For questions about these Terms, please contact us at info@kainspartners.com.